February 2026 • Straight talk, no spin

The U.S. government has exactly two ways to pay for what it spends: it can tax you today, or it can borrow and tax you tomorrow.

Politicians almost always choose the second option. Raising taxes is political suicide; borrowing feels free — until the bill comes due.

That bill is the federal debt. Every dollar borrowed today is a promise that someone will pay it back later. That “someone” is you, your kids, and your grandkids.

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